Unsecured loan
A fixed-term loan with no property put up as security.
A director guarantee may be asked for.
Business funding from a panel of UK lenders
How much would you like to borrow?
Free to check. No obligation.
Funding for every kind of business
Pick the one that sounds like you and we'll take it from there.
Secured loan
Larger amounts over longer terms, secured on property or assets.
Your property or assets could be at risk.
Merchant cash advance
Repaid as a small share of your daily card sales.
Can cost more than a conventional loan.
Invoice finance
Release the cash tied up in unpaid customer invoices.
Suited to business-to-business invoicing.
Asset finance
Spread the cost of vehicles, machinery and equipment.
The asset is usually the security.
Bridging finance
Short-term finance secured on property, with a plan to repay.
Secured on property, so it could be at risk.
Typical features only. Terms, security and repayment vary by lender and are always confirmed with you before you proceed.
Why choose Kapitl Partners
145+ lenders on our panel
We introduce you to lenders from our panel of 145+.
From £5,000 up to £20 million
Most funding is between £5,000 and £1 million. Larger amounts, up to £20 million, can be arranged in some cases.
Free to check
Checking your options costs nothing, with no obligation to go ahead.
One short form
Answer a few questions once, instead of applying to lender after lender.
Businesses we work with
From cafés to contractors, we work with UK businesses that meet these basics.
£5K – £1M+
Typical funding
UK
Based businesses
3+ months
Trading history
£5K+
Monthly turnover
How it works
- 1
Tell us what you need
Pick a funding type and answer a few quick questions.
- 2
We introduce you to lenders
We review your details against our panel of UK lenders.
- 3
Choose what suits you
Look over your options. No obligation, nothing to sign until you're ready.
If you go ahead, it helps to have your company details, director ID and recent bank statements to hand. We'll tell you exactly what your case needs.
Questions we hear often
Something else? Email hello@kapitl.uk.
No. Kapitl Business Finance Limited (trading as Kapitl Partners) is a commercial finance broker, not a lender, and is not authorised or regulated by the Financial Conduct Authority (FCA). We introduce UK businesses to third-party funders on our panel and may receive a commission if a funding arrangement completes. A broker fee may also apply to certain funding arrangements — where this is the case, we'll always confirm it with you before you proceed.
Checking your options with Kapitl Partners is free and doesn't commit you to anything. Any credit checks carried out by a funder as part of a formal application will be explained to you before you proceed.
It depends on the type of funding, the funder, and how quickly we can get them the information they need. We'll give you a realistic idea of timescales once we've talked through your options.
Nothing to check your eligibility — that step is always free, with no obligation to proceed. If you go on to accept a funding offer, any applicable fees will be clearly explained beforehand.
Small businesses need funding. Let's make it happen.
Takes a few minutes. Free to check, no obligation.
Check my options