Funding for
restaurants.retailers.builders.your business.

Cover stock, staff and rent between the quiet weeks and the rush.Stock up before demand hits, not after.Cover materials and labour before the client pays.Your business doesn't wait. Neither do we.

Free to checkNo obligationNo credit impact
£

Free to check, no obligation, and no impact on your credit score.

The Process

How It Works

Three simple steps from check to funds in your account.

1

Tell us about your business

A quick tap-through check — no paperwork, about 5 minutes.

2

We match you with funders

Our team reviews your details against our panel of UK business funders.

3

Get an offer, no obligation

Receive a funding offer in as little as 24 hours, with nothing to sign until you're ready.

Funding Options

Find the Right Type of Funding

We work with a panel of UK lenders to match your business with a product that's right for you.

💷

Business Loans

Unsecured funding for UK limited companies, from £5,000 to £1,000,000, repaid in fixed regular instalments.

  • ✓Decisions in as little as 24 hours
  • ✓Terms typically 3–24 months
  • ✓No fee to apply — get a free quote
Check eligibility →
💳

Merchant Cash Advance

An advance against future card takings, repaid as a small percentage of daily sales — flexes with your turnover.

  • ✓Ideal for card-heavy businesses (retail, hospitality)
  • ✓Repayments track your sales, not a fixed date
  • ✓No fixed monthly repayment to budget around
Check eligibility →
📈

Working Capital

Short-term funding to smooth cash flow — stock, payroll, tax bills, or a growth opportunity that can't wait.

  • ✓Fast turnaround for time-sensitive needs
  • ✓Panel of UK funders matched to your profile
  • ✓No obligation to accept any offer
Check eligibility →
Why Kapitl Partners

Straightforward Access to Funding

We make it straightforward for UK limited companies to access the working capital they need — without the red tape.

⚡

Fast Decisions

Get a funding decision in as little as 24 hours. No waiting weeks for a response that might still be a no.

📋

Simple Application

Our check takes about 5 minutes, mostly single-tap. No lengthy forms or unnecessary documentation up front.

🤝

Wide Range of Profiles

We work with a wide panel of UK funders, giving us access to solutions for a broad range of business circumstances.

💼

Limited Companies Only

We work exclusively with UK limited companies, so our funders understand business needs and move quickly.

🔍

Transparent Fees

Checking your eligibility is always free. Any fees that apply to your funding arrangement are confirmed with you upfront, before you proceed.

🏆

Leading UK Funders

Our panel of leading UK business funders means we can find the best available option for your situation.

Who Qualifies

Do You Qualify?

To access funding through Kapitl Partners your business needs to meet the following criteria:

🏢
UK Limited Company
Registered at Companies House
📈
£5,000+ Monthly Turnover
Minimum average monthly revenue
📅
3+ Months Trading
Minimum trading history required
📍
UK Based
England, Scotland or Wales
💷
£5K — £1M Required
Funding range available
✅
Wide Range of Profiles
We consider many circumstances

Funding at a Glance

💷
£5K — £1M
Available funding range
⚡
As little as 24hrs
To receive a decision
⏱️
~5 minutes
To complete your check
🆓
Free to check
No cost to check your eligibility
Industries We Fund

Who We Help

We work with UK limited companies across a wide range of industries and business types.

🍽️Restaurants & Hospitality
🛍️Retail & E-commerce
🔧Trades & Construction
📦TikTok & Etsy Sellers
💇Hair & Beauty
🚗Transport & Logistics
💻Technology & Digital
🏥Health & Wellness
🍽️Restaurants & Hospitality
🛍️Retail & E-commerce
🔧Trades & Construction
📦TikTok & Etsy Sellers
💇Hair & Beauty
🚗Transport & Logistics
💻Technology & Digital
🏥Health & Wellness

Ready to Find Out What Your Business Could Access?

Takes about 5 minutes. Completely free to check. No obligation whatsoever.

Check My Options Now →
From Our Customers

We're collecting real stories from funded customers — check back soon.

FAQ

Common Questions

No. Kapitl Business Finance Limited (trading as Kapitl Partners) is a credit broker, not a lender. We introduce UK limited companies to third-party funders on our panel and may receive a commission if a funding arrangement completes. A broker fee may also apply to certain funding arrangements — where this is the case, we'll always confirm it with you before you proceed.
Not currently. Kapitl Partners works exclusively with UK limited companies registered at Companies House.
Checking your options with Kapitl Partners is free and doesn't commit you to anything. Any credit checks carried out by a funder as part of a formal application will be explained to you before you proceed.
Decisions can be made in as little as 24 hours, and funds can reach your business bank account the same day an offer is accepted, subject to the funder's process.
Nothing to check your eligibility — that step is always free, with no obligation to proceed. If you go on to accept a funding offer, any applicable fees will be clearly explained beforehand.